Here are answers to the questions you ask most often
Some things you want to know
Mega Cash Bucks provides online payday loans to Canadian customers. Our payday loans are designed to solve temporary cash-flow needs.
The process is super quick and easy. Just complete our online payday loan application with Mega Cash Bucks at: http://megacashbucks.com and we will let you know within seconds if you application has been pre-approved. If approved, we will get your online payday loan to you apromptly!
Mega Cash Bucks is committed to making sure you get your loan as quickly as possible. We fund payday loans by email transfer and direct deposit. The biggest time factors involved are your financial institution and the time of your application.
To get a payday loan with Mega Cash Bucks, you will need to:
You must be actively employed or receiving income from CPP and/or a private pension, to get a Mega Cash Bucks payday loan.
Absolutely. All we need is a current address, details of your income, plus a guarantee to repay your payday loan, in order to consider your application.
We may perform a credit check as one component of our automated decision making process. But Mega Cash Bucks advanced algorithmic analysis looks at many factors when judging a loan candidate’s credit-worthiness. So to have the best chance of being accepted for a loan, make sure the information you provide on your online application is accurate.
Bad Credit will not necessarily disqualify you. Your Credit is one of the many factors our automated system considers when looking at your application, along with income, payment history and other factors. So don’t let bad credit stop you from applying for a loan you need.
No. You don’t need to explain your reasons for applying for a loan, or tell us how you plan to use the money. As long as you are able to pay your loan back responsibly, we are here to help you through any cash flow gaps.
All our fees and interest charges are listed on our website and on your application form, as well as on the loan agreement. So there are no surprises. If you miss a payment, interest will continue to accumulate on the outstanding balance of your loan until paid in full.
Repayment will be due on your next scheduled pay date unless your next pay date occurs in the next two days, in which case repayment is extended to your following pay date.
Our policy requires the borrower to repay any existing loans in full before applying for another. But once that’s paid off, you can apply again. Our priority is to support you to borrow responsibly. So the service we offer our customers provides critical assistance at important times, rather than being a fixture of your long term planning.
Mega Cash Bucks will withdraw payment(s) automatically and directly from your bank account on the agreed date.
If you don’t repay your loan within the agreed term, you will be contacted to arrange payment, and additional fees may apply, as described in your Mega Cash Bucks Loan Agreement. Your account will be handled by Our professional collections team to help you manage repayment. We do our best to help you figure out a solution, and avoid handing your account to an outside collection team, as repeated failure to honor loan payments can impact your credit score for up to six years.
Yes, because a loan cannot be deposited at your bank unless it is open for business.
We want your Mega Cash Bucks experience to be great! If you’re not happy with our service, please let us know by filling out a feedback form. And if that doesn’t fix the issue, you can submit a formal complaint via firstname.lastname@example.org. We are continually working to make our service better, and we want your feedback!.
We used to have brick and mortar stores, but we realized most people do their business online these days. So focusing on online loans helps us give you the fastest and most efficient service, with greater privacy.
It’s super easy! Just Click the APPLY NOW button and follow the application steps. If you’re approved, you could receive a loan in as little as an hour.
New customers can receive loans up to $500 on their first approved application.
If eligible, you can borrow up to $1,500!.
Log into your Mega Cash Bucks Account and submit an application to see what you qualify for.
No need to leave home! Everything is collected and processed online. We don’t do loans at our physical locations anymore, so just complete your application here. Apply Now.
Getting a loan has never been easier – or faster. We’ll need some personal background info, then just choose your loan amount and repayment plan. Then you’re good to go.
There’s no fuss in the process. You’ll be immediately informed if you qualify. All that is left is to sign your electronic contract.
Any time, day or night, your loan will be e-transferred to you in just 5 minutes!
Cash Advance Disclosures
To qualify for a payday loan (cash advance), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Online payday loans (cash advance) to residents of Alberta, British Columbia, Nova Scotia, Ontario, Saskatchewan and Manitoba.
Alberta residents: The APR on a $300 loan for 42 days is 201.84% for a borrower who is paid weekly on a rate of $15.00 per $100 borrowed. British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 391.07% at the rate of $15.00 per $100 borrowed. Manitoba residents: The APR on a $300.00 loan for 12 days is 517.08% on a rate of $17.00 per $100.00 borrowed. Saskatchewan residents: The APR on a $300.00 loan for 14 days is 443.21% on a rate of $17.00 per $100.00 borrowed. Ontario residents: The cost of borrowing at Mega Cash Bucks is $15.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $75.00, with a total payback amount of $575.00 and an annual percentage rate of 391.07%. The maximum allowable cost of borrowing under payday loan agreements is $15.00 for each $100.00 advanced. Prince Edward Island residents: The cost of borrowing at Mega Cash Bucks is $15.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $45.00, with a total payback amount of $345.00. The maximum allowable cost of borrowing under payday loan agreements is $15.00 per each $100.00 advanced. Newfoundland and Labrador residents: The maximum cost of borrowing at Mega Cash Bucks is $21.00 per $100.00 for each $100.00 advanced. On a $300 loan for 14 days, the cost of borrowing is $63.00 with a total payback amount of $363.00.
In Nova Scotia the total cost of borrowing $100.00 for 14 days is $19.00. Payday Loans are High Cost Loans.
Maximum repayment period 62 Days. Minimum repayment period 61 days.
Mega Cash Bucks, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Brittish Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others), in New Brunswick ( Moncton , Saint John , Fredericton and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario ON, Online loans British Colombia BC, Get cash money in Alberta AB, Payday loan Saskatchewan SK.